Mortgage and Finance Broker

 At Duty First Mortgages, we streamline the mortgage process to ensure a smooth and stress-free experience. Here’s how we guide you from start to settlement:

We start with a quick, obligation-free chat to understand your goals—whether you're buying your first home, refinancing, or investing. We’ll outline your options and the next steps.

Once you're ready to proceed, we'll gather key details about your financial situation. You’ll receive a secure link to our client portal, where you can complete your profile and upload required documents.

We assess your financial position and compare a range of lenders to find the most suitable loan options. We then present tailored recommendations, explaining the rates, features, and benefits.

Once you’ve chosen a loan, we prepare and submit the application to your preferred lender, ensuring all paperwork is complete and accurate to avoid delays.

The lender reviews your application and may request additional information. We handle all communication and keep you updated throughout the process. Once approved, you'll receive a formal loan offer.

We guide you through signing the loan documents and work closely with your solicitor or conveyancer to ensure a smooth settlement process.

On settlement day, your lender releases the funds, and you officially become the property owner (or your refinance takes effect). We’ll check in post-settlement to ensure everything is running smoothly.

Our service doesn’t end at settlement. We’re here for the long run, providing ongoing support to ensure your loan continues to meet your needs. We’ll check in every six months to review your loan and make sure you’re still getting the best rate, as banks' rates are always changing. If a better deal becomes available, we’ll help you explore your options to keep you in the best financial position.